Baltics

Strategic Capital Advisory for Founder-led Businesses

We partner with business owners, founders, investors and capital providers to structure capital, navigate complex and special situations, execute strategic transactions and create enduring value across the Baltics.

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What We Solve

Some decisions define a company.

Raising capital, a transaction, an ownership transition, a difficult situation. We help owners and boards navigate them with clarity, discretion and execution.

We advise founders, boards and owners on capital strategy and financing solutions aligned with long-term business objectives, not short-term transactions.

Core Capabilities

  • Capital Structuring
  • Debt & Equity Solutions
  • Growth Capital
  • Refinancing

Typical situations

  • Growth financing
  • Capital optimization
  • Refinancing existing facilities
  • Expansion projects
  • Investment readiness

We guide founders and shareholders through acquisitions, divestments and ownership transitions, providing independent advice from initial evaluation through to completion.

Core Capabilities

  • Ownership Transition
  • Business Restructuring
  • M&A
  • Shareholder Transactions

Typical situations

  • Business acquisition
  • Sale preparation
  • Shareholder exit
  • Management buy-out
  • Strategic investment

We help businesses navigate financial pressure, restructurings and complex stakeholder situations where preserving value requires decisive action and experience.

Core Capabilities

  • Refinancing & Turnarounds
  • Distressed & Complex Situations
  • Capital Restructuring
  • Stakeholder Negotiations

Typical situations

  • Financial restructuring
  • Bank and creditor negotiations
  • Covenant pressure
  • Shareholder conflicts
  • Turnaround planning

We advise boards and executive teams on strategic financial decisions, offering independent judgement on capital allocation, governance and major corporate choices.

Core Capabilities

  • Board Advisory
  • Strategic Finance
  • Capital Planning
  • Executive Support

Typical situations

  • Board decision support
  • Strategic planning
  • Capital allocation
  • Investment evaluation
  • Executive finance leadership

Why Own Capital

Zane Lulle-Ertmane in a client meeting

Partner-led

You work directly with a senior partner, from the first conversation through execution.

Independent

Our advice is aligned with your interests alone, with no lending, product or placement agenda.

Discreet

Sensitive and complex situations are handled with complete confidentiality.

Baltic focus

Deep local insight and relationships across Latvia, Lithuania and Estonia.

Zane Lulle-Ertmane, Founder and Managing Partner of Own Capital
Led by
Zane Lulle-Ertmane
Founder & Managing Partner

More than twenty years across corporate banking, executive finance and strategic transactions, on every side of the table as a bank, a CFO and an adviser.

Read more about Zane

Let's structure what comes next.

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HOW WE WORK

Senior advice. Independent thinking. Long-term perspective.

Every engagement begins with understanding the client's objectives.

Understand

Every engagement starts with understanding the business, its owners and the decision that truly needs to be made.

Structure

We design capital and transaction solutions that align financing, ownership and long-term strategy.

Assemble

Every assignment is personally led by Own Capital, with additional senior specialists brought in where their expertise creates the greatest value.

Deliver

We stay involved from strategy through execution, helping clients move from decision to implementation.

OUR PERSPECTIVE
We see beyond the financing.

Understanding how owners, lenders, investors and management think allows us to structure solutions that work in the real world.

Zane Lulle-Ertmane, Founder and Managing Partner of Own Capital
Founder

Partner-led from start to finish.

Every assignment is personally led by Zane Lulle-Ertmane, Founder & Managing Partner of Own Capital.

Clients work directly with an experienced adviser from strategy through execution, ensuring continuity, discretion and independent judgement throughout the engagement.

Where additional expertise is required, Own Capital assembles bespoke teams of trusted senior specialists across legal, tax, transaction advisory and industry expertise, bringing together the right capabilities for every situation.

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Capital, from the owner's side.

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What We Solve

Four ways we advise on capital.

We provide independent advice on capital structuring, strategic transactions, special situations and executive finance across the Baltics.

Meeting room in a modern Baltic office
01 · Strategic Capital Advisory

Strategic Capital Advisory

Structuring capital for growth, resilience and long-term value.

  • 01Capital Structuring
  • 02Debt & Equity Solutions
  • 03Growth Capital
  • 04Refinancing
Nordic-Baltic office building exterior, glass and stone facade, Riga
02 · Strategic Transactions

Strategic Transactions

Advising on transactions that reshape ownership and accelerate growth.

  • 01M&A
  • 02Ownership Transition
  • 03Shareholder Transactions
  • 04Business Restructuring
Own Capital meeting room with a view over Riga
03 · Special Situations

Special Situations

Independent advice when the decisions matter most. Own Capital advises on special situations, restructuring, turnaround, distressed and complex financing scenarios.

  • 01Refinancing & Turnarounds
  • 02Distressed & Complex Situations
  • 03Capital Restructuring
  • 04Stakeholder Negotiations
Zane Lulle-Ertmane on a staircase in a Baltic office tower, city visible beyond
04 · Executive & Board Advisory

Executive & Board Advisory

Strategic financial leadership for founders, boards and investors.

  • 01Board Advisory
  • 02Strategic Finance
  • 03Investor Readiness
  • 04Executive Support
Focus

Selected Sectors

Healthcare & Life Sciences

Financing and transactions for healthcare and life-sciences businesses.

Real Estate & Infrastructure

Capital structuring across real estate and infrastructure assets.

Professional Services

Advisory for founder-led professional-services firms.

Founder-led Businesses

Strategic capital decisions for owners and founders.

Start with your situation.

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Contact

Start a Conversation.

For a capital question, a transaction, or a complex situation. Every conversation is focused, direct and held in confidence.

Every conversation is confidential and without obligation, whether you are exploring options or ready to act.

Get in touch
LocationSkanstes 25, Rīga, LV-1013
LinkedInOwn Capital

Prefer email? Write to info@owncapital.lv

Legal

Privacy Policy

Version: 1.0 | Effective from: 01 August 2026

1. General provisions

This Privacy Policy explains how Own Capital Ltd processes personal data in connection with the use of www.owncapital.lv, communication with the Company and the provision of strategic capital and corporate finance advisory services. Personal data are processed in accordance with the General Data Protection Regulation (EU) 2016/679 (GDPR), applicable Latvian legislation and other relevant legal requirements.

2. Data Controller

Own Capital SIA
Registration No. 50203601671
Registered office: Eduarda Smiļģa iela 50-19, Riga, LV-1002, Latvia
Office: Skanstes iela 25, Riga, LV-1013, Latvia
Email: info@owncapital.lv

3. Personal data we process

We may process your name, surname, email address, telephone number, company name, job title, the content of your contact form or email and any other information you voluntarily provide. Where a client relationship is established, we also process information required for contractual and billing purposes.

4. Purposes of processing

We process personal data to respond to enquiries, arrange meetings, assess potential cooperation, enter into and perform contracts, provide strategic capital and corporate finance advisory services, operate our website and comply with applicable legal obligations.

5. Legal basis

Personal data are processed on the legal bases set out in Article 6(1)(a), (b), (c) and (f) GDPR, including consent where applicable, performance of a contract, compliance with legal obligations and Own Capital's legitimate interests.

6. Data recipients

Personal data may be shared with website hosting providers, the contact form provider (e.g. Formspree), Google Analytics (if implemented), legal advisers, accountants and IT service providers where necessary for service delivery or compliance with legal obligations.

7. Data retention

Contact enquiries are generally retained for up to 24 months after the last communication. Client records and accounting documents are retained in accordance with contractual obligations and applicable legislation.

8. Your rights

You have the right to access your personal data, request rectification or erasure, restrict or object to processing where applicable, withdraw consent where processing is based on consent and lodge a complaint with the Latvian Data State Inspectorate.

9. Security

Own Capital implements appropriate technical and organisational measures to protect personal data against unauthorised access, disclosure, alteration or loss.

10. Cookies

If Google Analytics or other analytics tools are implemented on the website, their use will be described in a separate Cookie Policy and activated in accordance with applicable legal requirements.

11. Changes

Own Capital may update this Privacy Policy from time to time. The latest version will always be available on the website.

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